Almost half of all Americans carry credit card debt from month to month. Add that to student loans, mortgages, medical bills and emergencies that seem to pop up every month, and it’s no wonder that money is a topic that stresses most people out.

The thought of creating a tiny human can be stressful enough just in terms of keeping it alive. But ask any couple who begins to craft their baby registry list and they’ll tell you—there’s a ton of costs to incur when you decide to procreate!

So, now you're a homeowner! Congratulations! However, once the excitement and celebratory feelings wear off, many new homeowners are left with a “now what?

Before you say “I do,” be clear about what it is you’re agreeing to—beginning with educating yourself about average wedding costs. In the United States, the average wedding costs $40,000. Yes, let that sink in a moment because that’s a BIG number

Managing debt is unique to every person’s situation. What makes financial sense for one person isn’t going to be the same for another.